Terms of Use (User Agreement)

20 Trusted, 20Trusted, 20trusted.com, 20T and Twenty Trusted Contacts are a brand names of Twenty Trusted Networks Ltd (“20Trusted”). These terms and conditions (“Terms of Use”) govern your use of the 20 Trusted app (as defined below) and any websites owned or operated by 20Trusted including, without limitation, www.20trusted.com  (the “System”) or the associated Services (as defined below). In these Terms of Use, Twenty Trusted Networks Ltd (“20Trusted”) may be referenced as “20Trusted”, “we,” “us,” or “our”.

By accessing, browsing, downloading, using, or registering to receive the System or Services, you acknowledge that you have read and understood these Terms of Use and that you accept and agree to be bound by them in full. If you do not agree to these Terms of Use, do not use any portion of the System or the Services.

In addition to describing the permitted uses of the System, these Terms of Use will provide you information on the following topics:

  • How we will notify you of changes in these Terms of Use;

  • Information on where to find our Privacy Policy;

  • Notice of your obligation to protect the security of your account and password;

  • Additional terms relating to your use of the 20Trusted Mobile App;

  • Additional terms relating to your use of our Premium Version;

  • Our grant of a limited license to use the System in accordance with these Terms of Use;

  • Notice of the types of use of the System that are prohibited and/or unlawful;

  • Notice of our copyright and proprietary rights in the System;

  • Our Digital Millennium Copyright Act (DMCA) Notice;

  • Description of your obligation to indemnify 20Trusted for your use of the System;

  • Liability disclaimer that limits our liability to you;

  • General provisions such as the governing law and additional disclaimers; and

  • Information on how to contact 20Trusted with any questions or comment about these Terms of Use or the System.

Changes to the Terms of Use

We may update or modify these Terms of Use at any time effective upon posting the revised Terms of Use, along with the date on which it was most recently updated, on the Sites. We may give notice of such updates and modifications by any means, including without limitation, by posting a revised version of these Terms of Use on the Sites, or providing other notice on the System (“Notice”). All Notices will be effectively immediately. You should view these Terms of Use often to stay informed of any changes that may affect you. Your continued use of the System and/or the Services thereafter signifies your acceptance to such changes.

The version of these Terms of Use posted on the System on each respective date you visit the System will be the Terms of Use applicable to your access and use of the System and Services on that date. Our electronically or otherwise properly stored copies of these Terms of Use and the Privacy Policy shall be deemed to be the true, complete, valid, authentic, and enforceable copies of the version of the Terms of Use and the Privacy Policy that were in force on each respective date you visited the System. We reserve the right to terminate these Terms of use, or to refuse, restrict, or discontinue access to the System or use of the Services (or any portions, components, or features thereof) to you or any other person or entity, for any reason or for no reason whatsoever, at any time, without notice or liability.

 Privacy Policy

20Trusted’s privacy policy (the “Privacy Policy”) applies to your use of the System and the Services, and its terms are made a part of these Terms of Use by this reference. To view 20Trusted’s Privacy Policy, please read it here. We encourage you to read and become familiar with our privacy practices, as described in the Privacy Policy.

Password Accounts, Passwords, and Security

In order to access the System, you must create an account with 20Trusted and complete the registration process by providing us with current, complete and accurate information as prompted by the applicable registration form, including choosing a password and user name. You acknowledge and agree that you are not permitted to create more than one account on the System. You agree to: (a) provide true, accurate, current and complete information about yourself as prompted by the System registration mechanism (the “Registration Data”) and (b) maintain and promptly update the Registration Data to keep it true, accurate, current and complete. If you provide any information that is untrue, inaccurate, non-current or incomplete, or 20Trusted has reasonable grounds to suspect that such information is untrue, inaccurate, non-current or incomplete, 20Trusted has the right to suspend or terminate your account and refuse any and all current or future use of the System. You are entirely responsible for maintaining the confidentiality of your password and account and for any and all activities that occur under your account. You agree to (a) immediately notify us of any unauthorized use of your account or any other breach of security of which you become aware, and (b) exit completely from your account at the end of each online session. We will not be liable for any loss that you may incur as a result of someone else using your password or account, either with or without your knowledge. However, you could be held liable for losses incurred by us or another party due to someone else using your account or password. You may not use anyone else’s account at any time, without the permission of the account holder. You understand that you may voluntarily terminate your use of and delete your account from the System by using the applicable deactivation mechanism provided on the System.

In consideration of your access to and use of the System, you represent that you are of legal age to form a binding contract and are not a person barred from accessing or using the System under the laws of the United States, England & Wales or other applicable jurisdiction. Only individuals who are of legal age to form a binding contract under applicable law (i.e., eighteen (18) years of age or older in most jurisdictions) are permitted to create an account or register to use the System.

The 20Trusted Mobile App

To use the 20Trusted mobile application (the “20Trusted App”), you must have a compatible mobile device. 20Trusted does not warrant that the 20Trusted App will be compatible with your mobile device.

If you access the 20Trusted App using an Apple iOS or Android powered device, Apple Inc. or Google, Inc., and their subsidiaries, respectively, shall be a third-party beneficiary to this contract and you agree that these third-party beneficiaries have the right to enforce these Terms of Use against you. However, these third-party beneficiaries are not a party to these Terms of Use and are not responsible for the provision or support of the 20Trusted App. You agree that your access to the 20Trusted App shall also be subject to the usage terms set forth in the applicable third-party beneficiary’s terms of service.

The 20Trusted App may automatically download and install updates from time to time or require the downloading and installation of updates or new versions for continued use. You acknowledge that in some instances updates and/or new versions may reduce or remove features and functionality in prior versions of the 20Trusted App.

Premium Version

If you buy any of our paid services (“Premium Services”), you agree to pay us the applicable fees and taxes and to any additional terms specific to the Premium Services provided to you at the time of your purchase or that may later apply to your continued use of the Premium Services. Your payments for Premium Services may be processed by third parties such as Apple through the Apple App Store or by Google through Google’s Google Play Store. If your payments are processed by third parties, additional terms and conditions may apply to you.

 

Failure to pay the Premium Services fees will result in the termination of your Premium Services. Also, you agree that:

  • We may change, remove or add services and features to the Premium Services from time to time.  We may also change our fees for Premium Services from time to time. You acknowledge our right to make such changes and agree that such changes do not entitle you to a refund of the fees paid for the Premium Services.

  • We may store your payment method (e.g., credit card) to avoid interruptions in your Premium Services;

  • If you purchase a subscription, your payment method automatically will be charged at the start of each subscription period for the fees and taxes applicable to that period. To avoid future charges, cancel before the renewal date;

  • You authorize us to obtain updated or replacement expiration dates and card numbers for your credit or debit card as provided by your credit or debit card issuer. The terms of your payment will be based on your payment method and may be determined by agreements between you and the financial institution, credit card issuer or other provider of your chosen payment method; and

  • We may calculate taxes payable by you based on the billing information that you provide us at the time of purchase.

Refunds for Premium Services

Generally, all charges for purchases on the System are non-refundable, and there are no refunds or credits for partially used periods. We may make an exception if a refund for the fees that you paid for Premium Services if you request the refund within fourteen days of the transaction date and you reside in the European Union (EU) or European Economic Area (EEA), or if the laws applicable in your jurisdiction provide for refunds. If you reside in Arizona, California, Connecticut, Illinois, Iowa, Minnesota, New York, North Carolina, Ohio or Wisconsin, you may cancel your Premium Services account, without penalty or obligation, at any time prior to midnight of the third business day following the original date of purchase of such Premium Services, excluding Sundays and holidays. In the event that you die before the end of your subscription period and you resided in Arizona, California, Connecticut, Illinois, Iowa, Minnesota, New York, North Carolina, Ohio or Wisconsin at the time of your death, your estate will be entitled to a refund of that portion of any payment you had made for your subscription which is allocable to the period after your death. In the event that you become disabled (such that you are unable to use the Services) before the end of your subscription period and you reside in Arizona, California, Connecticut, Illinois, Iowa, Minnesota, New York, North Carolina, Ohio or Wisconsin, you shall be entitled to a refund of that portion of any payment you had made for your subscription which is allocable to the period after your disability by providing the company notice in the same manner as you request a refund as described below. If you sign up for Premium Services and would like to request a refund, you must make your request through Apple or Google (depending on whether you downloaded the 20Trusted App through the Apple App Store or by Google through Google’s Google Play Store) or request a refund directly via 20Trusted if you made payment via any other channel or third party provider.

License Grant

20Trusted grants you a personal, non-transferable, and non-exclusive right and license to use the Services via the System solely for your internal use, and subject to the condition that you do not (and do not allow any third party to) copy, modify, create a derivative work from, reverse engineer, reverse assemble or otherwise attempt to discover any source code, sell, assign, sublicense, grant a security interest in, or otherwise transfer any right in or access to the System or access to any products, information, or other content available therein.

You agree not to use or launch any automated system (including “robots,” “spiders,” or “offline readers”) that access the System in a manner that sends more messages, requests, information, or content in a given period of time than can be reasonably performed by a human being. You further agree not to modify the System or any part thereof, in any form or manner, nor to use any modified versions of the System or other 20Trusted products, software, or other content in order to gain unauthorized access to the System, or for any reason whatsoever, without the express written consent of 20Trusted. You may not attempt to gain any unauthorized access to the System or any of its associated content, including computer systems, software, or networks.

No commercial use or redistribution of any content, software, or other 20Trusted products is permitted, unless expressly specified in a prior agreement between you and 20Trusted.

20Trusted reserves the right, in its sole discretion, to terminate your access to the System and the related Services or any portion thereof at any time, without notice.

No Unlawful or Prohibited Use

As a condition of your use of the System or Services, you agree that you will not use the System or Services for any purpose that is unlawful or prohibited by these Terms of Use. You also agree to reimburse us for any damage, loss, cost or expense we incur, including any legal fees, because of your use of the System or the Services for an unlawful or prohibited purpose.

You may not use the Services in any manner which could damage, disable, overburden, or impair the System or interfere with any other party’s use and enjoyment of the System or Services. Furthermore, you may not probe, scan, test the vulnerability of, or breach any security or authentication measures of the System. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the System. Also, you may not register or attempt to register, any party for use or access to the Services, unless expressly authorized by such party to do so.

The System may contain profiles, news feeds, chat areas, news groups, forums, communities, personal pages, calendars, and/or other message or communication facilities designed to enable you to communicate with a specified group or generally (collectively, “Communication Services”), you agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service. By way of example, and not as a limitation, you agree that when using a Communication Service, you will not:

  • Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others;

  • Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic; name, material or information;

  • Upload, post, transmit, or otherwise make available any contribution that infringes any patent, trademark, trade secret, copyright, or other proprietary right of any party;

  • Upload, post, email, transmit, or otherwise make available any material or content that contains viruses, or any computer code, files, or programs designed to interrupt, destroy, or limit the functionality of any software or computer hardware or other telecommunications apparatus or otherwise damage the property of another entity or person;

  • Download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner;

  • Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded;

  • Restrict or inhibit any other user from using and enjoying the Communication Services;

  • Violate any code of conduct or other guidelines which may be applicable for any particular Communication Service;

  • Harvest or otherwise collect information about others, including e-mail addresses, without their consent;

  • Violate any applicable laws or regulations;

  • Harm minors in any way;

  • Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity;

  • “Stalk” or otherwise harass another person;

  • Use the System to conduct pyramid schemes, multi-level marketing or similar solicitations;

  • Use any robot, spider, scraper, or other automated or manual means to access the System or the Services, or copy any System Content or information thereon; or

  • Delete or revise any contribution made by another person or entity without their express consent, unless such activity is expressly permitted by the Service used.

Abusive or other activity that is in contravention of these clauses should be reported to 20Trusted via the following email hello@20trusted.com

20Trusted has no obligation to monitor the Communication Services. However, 20Trusted reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. 20Trusted reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever. For clarity, the “Communication Services” and the Premium Services are included as part of the “Services.”

20Trusted reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in 20Trusted’s sole discretion.

Always use caution when giving out any personally identifying information about yourself or your children via the Services. 20Trusted does not control or endorse the content, messages or information found in any Communication Service and, therefore, 20Trusted specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service.

Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you download the materials.

20Trusted does not own the materials you provide to 20Trusted (including feedback and suggestions) or post, upload, input or submit via the System or Services, including any Communication Services, and you may request deletion of any such materials at any time, unless such content has been shared with, or copied and stored by other users of the System or Services. However, by posting, uploading, inputting, providing or submitting such content you are granting 20Trusted a nonexclusive, irrevocable, worldwide, sublicenseable, perpetual, unlimited, assignable, fully paid up and royalty-free right to 20Trusted to copy, publish, prepare derivative works of, distribute, process, analyze, use and commercialize, in any way now known or in the future discovered, such content.

All content posted, uploaded, inputted, or submitted by you via the System is at your own risk and you hereby represent and warrant that you have the full legal right to so use such content and that it is not confidential or proprietary to any third party, nor are you using it in violation of any law or contractual restriction.

Copyright and Proprietary Rights

Subject to the provisions of these Terms of Use relating to the ownership of personalized data, the System is the property of 20Trusted is protected by United States, United Kingdom and International copyright laws. All copyright, trademark, patent, and other proprietary rights on System and in the software, text, graphics, design elements, audio, music, and all other materials contributed or used by 20Trusted in creation of the System or provision of the Services (“System Content”) are reserved to 20Trusted and any other owners who have granted 20Trusted the right and license to use such System Content. You may not reproduce, upload, post, transmit, download, or distribute any part of the System Content or information accessed at other sites through links made at the System (“Other Sites”).

You may not modify the System, Other Sites, or any material residing on such sites, except as specifically instructed or allowed in such sites. You shall observe copyright and other restrictions imposed by Other Sites. You may not use the System or Other Sites in any manner that infringes on the rights of any person or entity.

Digital Millennium Copyright Act Compliance

If you believe that your work has been copied, posted, stored, or otherwise transmitted using the System in a way that constitutes copyright infringement, please provide the following information to the designated agent listed below:

(a) a clear and complete description of the copyrighted work that you claim has been infringed;

(b) a clear and complete description of the material on the System that you claim to be infringing and a sufficient description of where the material can be located to enable 20Trusted to find and remove it;

(c) sufficient information to contact you, such as your address, telephone number, and email address;

(d) a statement by you that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law;

(e) a statement by you, made under penalty of perjury, that the information in your notification is accurate and that you are the owner, or an agent authorized to act on behalf of the owner, of an exclusive right that is allegedly infringed; and

(f) an electronic or physical signature of a person authorized to act on behalf of the owner of the copyright interest that is allegedly infringed.

Such claims for copyright infringement should be sent initially by email to hello@20trusted.com and 20Trusted may then advise you of a specific agent to contact in any such regard:

Indemnification

You agree to indemnify, defend and hold 20Trusted and its affiliates harmless from and against all claims, demands, suits or other proceedings, and all resulting loss, damage, liability, cost, and expense (including attorneys’ fees), brought by any third party in connection with or arising out of content, data, or information that you submit, post to, or transmit through the System or Services, your access to and use of the System and/or Services, your violation of these Terms of use, your violation of any applicable law, regulation or code, or your violation of any rights of another. We reserve, and you grant to us, the right to assume exclusive defence and control of any matter subject to indemnification by you hereunder. All rights and duties of indemnification that are set forth herein shall survive termination of these Terms of use.

Liability Disclaimer

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES PUBLISHED ON THE SYSTEM MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION ON THE SYSTEM. 20Trusted, OUR PARTNERS, AFFILIATES, AND/OR OUR SUPPLIERS AND LICENSORS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SYSTEM AT ANY TIME.

20Trusted, OUR PARTNERS, OUR AFFILIATES, AND/OR OUR RESPECTIVE SUPPLIERS AND LICENSORS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY OF THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES CONTAINED ON OR OBTAINED THROUGH THE SYSTEM FOR ANY PURPOSE. ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND. 20Trusted, OUR PARTNERS, OUR AFFILIATES, AND/OR OUR RESPECTIVE SUPPLIERS AND LICENSORS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NONINFRINGEMENT. 20Trusted AND OUR PARTNERS MAKE EVERY EFFORT TO PROTECT YOUR SECURITY, BUT, BECAUSE THE INTERNET IS AN INSECURE MEDIUM, NEITHER 20Trusted, NOR OUR PARTNERS, AFFILIATES, OR SUPPLIERS MAKE ANY REPRESENTATION OR WARRANTY THAT ANY TRANSACTION CONDUCTED THROUGH THE SYSTEM WILL NECESSARILY BE SECURE.

IN NO EVENT SHALL 20Trusted, OUR PARTNERS, OUR AFFILIATES, AND/OR OUR RESPECTIVE SUPPLIERS AND LICENSORS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THE SYSTEM OR WITH THE DELAY OR INABILITY TO USE THE SYSTEM, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES OBTAINED THROUGH THE SYSTEM, OR OTHERWISE ARISING OUT OF THE USE OF THE SYSTEM, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE, EVEN IF ANY OF 20Trusted, OUR PARTNERS, OUR AFFILIATES, AND/OR OUR RESPECTIVE SUPPLIERS AND LICENSORS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES.

IN NO EVENT WILL THE AGGREGATE LIABILITY OF OUR PARTNERS, OUR AFFILIATES, AND OUR RESPECTIVE SUPPLIERS AND LICENSORS FOR ANY DAMAGES ARISING OUT OF OR RELATED TO ANY DEFAULT HEREUNDER, REGARDLESS OF THE FORM OF THE ACTION, EXCEED THE AMOUNT OF FEES ACTUALLY PAID BY YOU FOR USE OF THE SYSTEM. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

General

Choice of Law; Venue: These Terms of Use, as well as the Privacy Policy referenced herein, shall be governed by, and construed and enforced in accordance with, the laws of England & Wales without regard to its conflicts of laws principles. The United Nations Convention on Contracts for the International Sale of Goods is expressly disclaimed. You hereby consent to this choice of law, and to this exclusive jurisdiction for all disputes arising out of or relating to these Terms of Use and/or to the use of the System or Services. Use of the System is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph.

No Joint Venture: You agree that no joint venture, partnership, employment, or agency relationship exists between you and 20Trusted, our Partners, or any of our affiliates or suppliers as a result of these Terms of Use or use of the System.

Subject to Law: Our performance of these Terms of Use, or the Privacy Policy referenced herein, is subject to existing laws and legal process, and nothing contained in these Terms of Use is in derogation of our right to comply with law enforcement requests or requirements relating to your use of the System or information provided to or gathered by us with respect to such use.

Severability: If any part of these Terms of Use, or the Privacy Policy referenced herein, is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of these Terms of Use, or the referenced Privacy Policy, shall continue in effect.

Waiver: Any waiver (express or implied) by either party of any breach of these Terms of Use, or the Privacy Policy referenced herein, shall not constitute a waiver of any other or subsequent breach.

Entire Agreement: These Terms of Use, and the Privacy Policy referenced herein, and any additional agreements entered into between you and 20Trusted (including, without limitation, the 20Trusted Premium version services), constitute the entire agreement between you and us with respect to the System and the Services and it supersedes any and all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between you, 20Trusted, and/or our Partners with respect to the System, including prior versions of these Terms of Use and the associated Privacy Policy. A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

Modification Right: We reserve the right, at any time, to modify, alter, or update these Terms of Use or the Privacy Policy referenced herein. If we do so, we will post such modifications, alterations, or updates on the System, and your continued use of the System will constitute acceptance of such modifications, alterations, or updates.

Reservation of Rights: Any rights not expressly granted herein are reserved.

No Editorial Control of Third Party Content; No Statement as to Accuracy:  To the extent that any of the content included in the System is provided by third party content providers or user, we have no editorial control or responsibility over such content. Therefore, any opinions, statements, products, services or other information expressed or made available by third party suppliers or user on the System are those of such third party suppliers or users. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided by any third party, or represent or warrant that your use of such content or referenced content or service providers will not infringe rights of third parties not owned by or affiliated with us.

Links to Third Party Sites: The System may contain hyperlinks to other sites owned and operated by parties other than us. Such hyperlinks are provided only for ready reference and ease of use. We do not control such websites and cannot be held responsible for their content or accuracy and do not endorse these sites unless we specifically so state. In the event the System provides hyperlinks to other websites that are not owned, operated or maintained by us, you acknowledge and agree that we are not responsible for and are not liable for the content, products, services or other materials on or available from such websites. We accept no liability for any information, products, advertisements, content, services or software accessible through these third party websites or for any action you may take as a result of linking to any such website. Any such websites are likely to set forth specific terms of use and privacy policies that you should review. We are under no obligation to maintain any link on the System and may remove a link at any time in our sole discretion for any reason whatsoever. We shall not be responsible or liable, directly or indirectly, for any damages or losses caused or alleged to be caused by or in connection with the use of or reliance on such content, products, services or other materials available on or through any such website. We are not responsible for the privacy practices of any other websites.

Disclaimer: Content and other information contained on the System has been prepared by us as a convenience to its users and is not intended to constitute advice or recommendations upon which a user may rely. We have used reasonable efforts in collecting, preparing and providing quality information and material, but makes no warranty or guarantee about the accuracy, completeness, or adequacy of the content or other information contained in or linked to the System or any other website maintained by us. Users relying on content or other information from the System do so at their own risk.

The information and descriptions contained herein are not intended to be complete descriptions of the terms, exclusions and conditions applicable to the products and services described herein, but are provided solely for general informational purposes; please refer to the actual relevant product or services agreement for complete terms and conditions. Should you purchase a product or service from a third party, the terms and conditions applicable to that transaction will govern such rental or purchase, as applicable, and your use of the System does not affect that purchase in any manner.

Notices: Any notices to you from us regarding the System or these Terms of Use will be posted on the System, provided via Communication Services, or made by email.

Electronic Communications: When you visit the System or send emails or other messages via the System to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on the System. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically, including those provided via the System, satisfy any legal requirement that such communications be in writing. You further agree that any notices provided by us electronically are deemed to be given and received on the date we transmit any such electronic communication as described in these Terms of Use.

Partners: For purposes of these Terms of Use, and the Privacy Policy referenced herein, “Partner” shall mean any person or company with whom 20Trusted has entered into a legal arrangement for joint provision of or shared responsibility for the System or the Services.

Remedies: You agree that any violation, or threatened violation, by you of these Terms of Use, or the referenced Privacy Policy, constitutes an unlawful and unfair business practice that will cause us irreparable and unquantifiable harm. You also agree that monetary damages would be inadequate for such harm and consent to our obtaining any injunctive or equitable relief that we deem necessary or appropriate. These remedies are in addition to any other remedies we may have at law or in equity.

Contact 20Trusted about our Terms of Use and Privacy Policy If you have any questions or comments about these Terms of Use or other 20Trusted policies relating to use of the System, please contact us at hello@20Trusted.com. These Terms of Use were last updated and posted on June 20, 2022.